Everything you need to arrive in Bulgaria ready to work. These are the tools and services most commonly used by digital nomads and remote workers who have made the move.

Some links on this page may be affiliate links — we only list services we would genuinely recommend regardless.

🏥 Health Insurance

SafetyWing Nomad Insurance

Most popular

The most popular travel health insurance for digital nomads. Monthly subscription, cancel anytime, covers you in Bulgaria and while travelling. Starting from around USD 45/month.

Cigna Global

Best coverage

Comprehensive international health insurance for long-term expats. More expensive than SafetyWing but better coverage for serious conditions and hospital stays.

🏦 Banking

Wise

Recommended

The go-to account for digital nomads. Hold and convert between 50+ currencies, send money internationally at real exchange rates, and get local account details for EUR, GBP, USD and more.

Revolut

Popular alternative to Wise with a strong app, virtual cards, and crypto features. Free tier is functional, paid plans add higher limits and better exchange rates.

DSK Bank

Local bank

One of Bulgaria's largest banks. If you're becoming a tax resident you'll likely need a local Bulgarian bank account. DSK has English-language support and is widely used by expats.

📱 SIM Cards & Connectivity

Yettel Bulgaria

Best coverage

Good coverage across Bulgaria including Bansko and rural areas. Prepaid SIM available at the airport or any Yettel store. Monthly plans start around EUR 10.

A1 Bulgaria

A1 is the other major carrier with solid 4G/5G in Sofia and major cities. Comparable pricing to Yettel — worth checking current promotions.

Airalo eSIM

eSIM

If your phone supports eSIM, Airalo lets you buy a Bulgarian or European data plan before you land. Useful for the first few days before you get a local SIM.

🔒 VPN

Mullvad VPN

Privacy first

Privacy-first VPN with no logs policy and anonymous accounts. EUR 5/month flat. Ideal for nomads who take privacy seriously.

ExpressVPN

Best for streaming

Fast, reliable, and works with most streaming services. More expensive than Mullvad but better for accessing home country content.

🏠 Accommodation

Airbnb — Bulgaria

Large selection of short-stay apartments across Sofia, Bansko, Plovdiv and Varna. Filter for "monthly stay" to unlock discounted long-term rates.

ImotBG

Local listings

Bulgaria's main local property portal. Better for finding long-term unfurnished rentals. Listings are in Bulgarian — use Google Translate or ask your lawyer/accountant to help.

🛠️ Tools & Services

Notion

The most popular all-in-one workspace for nomads. Useful for tracking visa deadlines, expenses, and client work.

XE Currency

Best currency converter app for tracking BGN/EUR exchange rates and converting costs on the fly.

Numbeo

Crowd-sourced cost of living data. Useful for cross-checking our budget estimates against real user reports for specific cities.